2452 E. Stadium Blvd.
Ann Arbor, MI 48104
Cell : 734-395-0650

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What is the largest city square in the world?
A	Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres.
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Michal Porath, REALTORŽ, real estate agent and broker for Ann Arbor, Saline and Chelsea Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Michal Porath
The Reinhart Company
2452 E. Stadium Blvd.
Ann Arbor, MI 48104
Phone: 734 395-0650
EFax: 734 669-4105
michalporath@NUMBER1EXPERT.com
After 27 Years, I still love what I do. For me, real estate isn't just about houses, but it is also about where people make their home. I understand the emotional aspects of home buying and selling, as well as understanding the technical details. I know how to ask the right questions and where to find the answers. When we work together, you'll have the complete attention of a respected professional, intent on being your advocate--face-to-face, one client at a time. This is how I have built my client base and become one of Ann Arbor's most successful Realtors. Whether you are moving across town or across the country, when you decide to buy or sell your home, Invest in the Best Real Estate Advice you can find. My clients say it has made all the difference for them. I'd love to hear from you!

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